Condo boards could face discrimination claims if they don’t at least consider FHA certification

Here’s a loaded question for condominium association boards and the real estate professionals who list and sell condominium units across the country: Is having access to an FHA loan a civil right?

Sounds ridiculous, I agree.

But here’s a slightly different version that has homeowner association legal experts more than a little concerned: Does that same consumer have the right to expect that a condo association’s board has at least given formal consideration to seeking certification from FHA in order to qualify prospective buyers for mortgage financing of individual units?

Could a buyer file a complaint on civil rights grounds against the association for not examining the pros and cons of accepting buyers who want to use low down payment FHA mortgages? After all, FHA loans play a unique role in helping minority consumers attain their goal of homeownership.